We develop tailored applications, platforms, and complex high-load payment systems that are capable of effectively facilitating and managing electronic transactions with over $1 billion in transaction volume.
Our seasoned, dedicated teams are capable of working with tight business deadlines and have an all-in-one payment solution in just 5 months delivery in their track record delivery. The solution created included payment gateway and payment processing integration, robust security features, invoicing and billing, mobile functionality, modern UI/UX development, POS integration, multi-currency support, and advanced risk management functionality.
We also specialize in optimizing existing payment solutions, as in one of our cases we managed to free up more than $200K/month of additional business-critical resources in operational savings for an E-commerce platform.
As a reliable payment software development vendor, we are ready to become your trusted partner and cover the next business needs with our services.
Thanks to our pool of 600+ skilled tech experts, effective recruiting practices, and the necessary domain expertise, we have resources to build a custom payment gateway for your business, taking care of the most intricate aspects of this process, including implementing complex third-party integrations and adhering to the most demanding security industry standards.
We have a deep understanding and experience in all three payment gateway integration methods — Direct Post, Hosted Payment Gateway method, and Integrated method, as we integrated 22 payment systems with unique challenges for each in one of our projects.
Our expertise involves creating systems that handle the processing of various forms of electronic payments, including Credit and Debit Cards, Mobile Wallets, Bank Transfers, Online Banking, P2P Payments, Prepaid Payments, and Gift Cards.
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In our payment app development offerings, in addition to basic functionalities, we implement advanced features like Virtual Terminal, Invoices, Loyalty Programs, Messaging, Advanced Register, Merchant Cash Advances, App Bundle Options, and other custom functionalities to cover the specific needs of each client.
While we cover the whole range of web and mobile development services, our experts have hands-on experience working with software for POS terminals integrated into a digital payment platform using an Android-based operating system.
We have a proven track record of creating applications that automate and streamline billing processes for businesses, including solutions able to handle 5000+ requests per second without scaling or any additional actions, and with databases of over 1 million users.
Partner with a proficient FinTech, Insurance, LegalTech, E-Commerce, and Telecom payment software development provider.
For nearly two decades, we have focused on developing and improving modern payment solutions, like with one of our long-term E-commerce clients with 200,000+ merchants, and a 26 million buyers client base.
In addition to 100+ success stories with industry leaders, we have built a high-scaled, enterprise-grade Consolidated Enterprise Platform for a payment products provider.
We adhere to the latest security standards and practices, following any changes in compliance and updating security practices for our payment integrations.
We aim to deeply comprehend our client’s unique needs and objectives by conducting comprehensive requirements analysis and definition during the discovery phase as a part of our payment software development services.
Success Stories
Industry: Financial Transaction Processing
Country: the USA
Team Size: 10Highlights Client Founded in 2001, Blackhawk Network (BHN) is a financial technology company that specializes in providing prepaid gift cards, payment solutions, and reward and incentive programs. The business is represented in…
View Case Study Industry: Financial Services, Payments Country: the USA Team Size: 2Highlights Client The client is a Business-To-Business-To-Consumer (B2B2C) company working in the payments industry. The startup was founded in 2022 and quickly became popular among large businesses, allowing merchants to accept Flexible…
View Case StudyRecognition of b2b research and review platforms
Coupled together, our expertise and experience allowed us to build long-term and fruitful partnerships. For one of our clients, Poynt, we have been supporting and improving a payment processing solution for 5+ years already.
We build our payment software adhering to the most stringent cybersecurity standards and regulations including PCI DSS, GDPR, Anti-Money Laundering (AML), EMV 3-D Secure (3DS), PA-DSS, and P2PE.
Our experts know how to build a scalable solution, as one of our biggest projects expanded to USD 140 million a month in Gross Payment Volume with 30 000+ merchants user base and growing.
We know how to integrate your payment software into the wider payment ecosystem with a range of physical devices and POS terminals, cloud-enabled apps, onboarding, and underwriting functional capabilities.
Our proficient team of designers and front-end developers will deliver an intuitive and optimized UI/UX that will lead your payment solution to higher completion rates, increasing the revenue for your business.
We constantly improve on expanding the global reach of our payment solutions, integrating payment processing solutions from 11 different countries with their unique rules, requirements, and regulations.
Our experts are proficient in a wide range of the latest mobile technologies and are fully capable of bringing your payment solution to iOS and Android, keeping the functionality and providing great visuals on all screen sizes.
We build exceptional payment solutions, ensuring 99.9% availability of third-party payment processor integrations, delivering uninterrupted transactions, and consistent business processes for our clients.
We always ensure that the information related to financial transactions, user accounts, and other relevant data is accurate and consistent from creation to storage and retrieval thanks to practices like validation checks, checksums, and hashing, as well as transaction logging.
We have vast experience in developing from scratch and improving custom risk management systems for underwriting when onboarding, and implementing KYC standards. One of our risk management solutions secured 8x fraud reduction for one of our clients in a single year!
We always do our best to earn the trust of our clients and forge long-standing relationships with them. Currently, our company boasts multiple long-term strategic client relationships and a 9.8 NPS score.
We also pride ourselves on being a trusted partner for a host of internationally well-known companies.
To share their experiences
Fabrice Forget
Ex Chief Product Officer, Pichbook Data
We feel very lucky to have found SPD Technology as our partner. Over the last 10 years, they have totally surpassed our expectations, and day after day we have received incredible value from the team. Here is the secret sauce, just put together your best ideas in your requirements and there is nothing they can’t do!
Shariq Ahmad
Head of Technology, Morning Star INC
All of their developers and technology staff are highly talented and very professional. Working with SPD Technology felt like we were working with internal team. They are always accessible any time of the day and very flexible in providing support to our users who are globally distributed.
Steve Carner
Founder CEO, Haul Hub
The team at SPD Technology exceeds expectations. Their professional communication style makes them stand out. They’re a skilled group of detailed-oriented workers. Customers can expect a team that provides helpful suggestions to better their clients.
Prasad Sridhar
Senior Engineering Manager eCommerce Solutions Company
SPD Technology’s work has been praised by the client for their consistency and high quality. Their communicative, responsive, and flexible project management ensures a positive collaboration. Ultimately, their professionalism and forward-thinking are impressive.
While fully covering the essential scope of services for this domain, our experts are always ready to customize their development approach to match your unique needs.
Designing modern, intuitive, and user-friendly interfaces for payment solutions, adhering to responsive design practices, and ensuring that the Front-end part will look and feel great on different devices and various screen sizes.
Development of a custom software service that facilitates the secure transfer of payment information between a website or mobile application and the acquiring bank, enabling the authorization and processing of online transactions.
Creation of software that handles the financial transaction execution, communicating with both the payment gateway and the issuing bank to ensure that funds are transferred securely from the buyer’s account to the seller’s account.
Provision of tools and interfaces for merchants to manage their accounts, monitor transactions, configure settings, and access financial information related to their business.
Implementation of third-party solutions’ payment processing functionality to your application, website, or platform via Integration APIs (Application Programming Interfaces) and SDKs (Software Development Kits).
We can create a centralized repository for storing and managing large volumes of transactional and financial analytical data, so you can fully benefit from the reporting and analysis features of your payment software.
Protecting sensitive payment data during transmission and storage, which includes implementing encryption protocols, Secure Sockets Layer (SSL), and other measures to prevent unauthorized access.
Adding a variety of payment methods to your custom software, including Credit and Debit Cards, Digital Wallets, Bank Transfers, etc., offers your users as many options for making transactions as needed.
Leveraging advanced algorithms and deep analytics to identify and mitigate any fraudulent activities, protecting both merchants and consumers from unauthorized transactions while using your payment solution.
Integrate a notification system that informs merchants and customers about important events, such as successful transactions, payment confirmations, or security alerts, using various communication channels.
Development of powerful tools for users to generate and analyze personalized reports, offering insights into financial transaction data, customer behavior, and other key performance indicators for the solution.
Incorporate features like load balancing, server redundancy, and other measures to maintain the highest performance under varying workloads and ensure that the payment system can handle growing business demands.
John Gabbert
Founder and CEO, PitchBook
Customers are king at PitchBook and SPD Technology shares in this mission. For the last 13 years, SPD Technology has helped us scale product development and continuously deliver the product functionality our clients need to make smarter decisions.
By Independent Organizations For Consistent And Predictable Payment Gateway Software Development
Confirmed by Oracle certification, our company provides top-notch tech expertise in building and delivering cutting-edge database and cloud-based apps.
IIBA Certification signifies our proficiency in business analysis, ensuring a deep understanding of client needs and industry requirements.rn
With AWS Certification, we guarantee top-tier cloud expertise, enabling us to architect robust, scalable, and secure solutions.
Trusting your project development to us, you can rely on our project management excellence, meticulous planning, and efficient resource utilization. rn
Our Scrum Alliance Certification demonstrates our dedication to agile methodologies, fostering collaboration and iterative development.rn
Backed by Scrum.org Certification, our development team leverages the best principles of Scrum to build superior and iterative software solutions.
For nearly two decades, our payment software development team has been evolving, gaining experience in building and supporting complex solutions for FinTech, E-Commerce, LegalTech, Insurance, Telecom as well as other prominent industries.сore business
We are used to working on the edge of innovation, implementing the latest tech stacks and trending technologies like Artificial Intelligence and Machine Learning to get the most up-to-date software solutions for our clients. Hire a payment software development team from SPD Technology and see for yourself how we can transform your business!
Addressing All Your Legal Software Development Requirements
To Payment Software Development Services Delivery
We have experience communicating with globally distributed teams, setting up the communication process to eliminate time difference-related blockers, and even benefiting from multiple time zones by effectively distributing workloads across different development teams from different locations.
In every project, we clearly define ownership and rights to the code and other deliverables in the contract, and always sign Non-Disclosure Agreements (NDAs) as well as implement other legal mechanisms to protect our client’s rights and prevent any intellectual property-related issues.
Our project managers are constantly improving on software development process best practices and offer a robust project management framework, defining milestones, and implementing regular progress reporting to each client, personalizing project management practices when necessary.
Some of the reasons we can build 5+ years of partnerships on average with our clients are clear contractual terms, exit strategies, and contingency plans to cover every unexpected turn of events.
Before the first line of code is written, we always offer a transparent pricing model, defining the scope of work clearly, including provisions for handling changes and ensuring predictable delivery on time, staying within the previously agreed budget.
Not relying exclusively on our big in-house talent pool of experts that constantly gain more hands-on experience, our powerful recruiting department is capable of hiring the best experts according to specific project needs, and thanks to the proven retention practices, we can complete the most talent-demanding projects.
Steve Carver
Founder and CEO, Home Hub
The team at SPD Technology exceeds expectations. Their professional communication style makes them stand out, They’re a skilled group of detailed-oriented workers. Customers can expect a team that provides helpful suggestions to better their clients.
From our blog
of Value-driven Software Product Development experience
including projects for the world’s leading companies like Roche, PitchBook, Poynt and Space Needle
always learning and willing to share their knowledge
ISO/IEC 27001/27002:2005 standards-compliant, PCI DSS 3.2 compliant data storages, per-project isolated infrastructure
