Top 10 Fintech Software Development Companies for 2026

Fintech Software Development Companies: Profiles

SPD Technology

• Location: London, United Kingdom
• Number of employees: 250 – 999
• Pricing: $50 – $99/hr
• Founded: 2006
• Clients: Poynt, PitchBook, BlackHawk Network
• Clutch Rating: 4.8

SPD Technology is a fintech software development company serving clients in the US, Europe and worldwide since 2006. The company stays at the forefront of digital transformation by delivering the latest tech expertise in:

• Artificial Intelligence and Machine Learning
• Data Engineering and Management
• Cloud Development and DevOps
• Cyber Security and Resilience
• Payment Software Engineering
• Document Management Systems Development.

SPD Technology is a London-headquartered software product development company with 20 years in operation, 650+ engineers and 460+ delivered projects. Fintech is its core domain: SPD Technology has engineered PitchBook’s platform for more than a decade and builds payment, financial data and investment software for clients such as Morningstar, Poynt and Blackhawk Network.

In 2026, SPD Technology launched its Fintech Center of Excellence, which brings together engineers, architects, data specialists, and payment and compliance experts focused on payments, banking, lending and compliance. SPD Technology is also a certified Adyen implementation partner and an AWS Select Tier Services Partner.

On the AI side, SPD Technology builds production AI and machine learning systems for financial products, from fraud detection to AI-driven capital markets insights, and its engineers hold Claude certifications. Beyond fintech, its long-term client work covers the legal, insurance and eCommerce industries.

Project: Poynt

Poynt is among the Fintech business leaders with 10,000+ employees all over the world, providing innovative solutions in online and offline payments. One of those solutions is the Poynt platform, a revolutionary all-in-one commerce solution founded in 2013 and backed by prominent banking institutions, investment funds, and technology vendors that included Elavon, Google Ventures, Matrix Partners, National Australia Bank, NYCA Partners, Oak HC/FT Partners, Stanford-StartX Fund, and Webb Investment Network.

We, at SPD Technology, have a long history of working with this company, providing several dedicated development teams to cover business-critical areas. This particular partnership has been continuing for over 5 years now and is set to extend with further development of new AI/ML-powered features and functionality.

Oleksandr Boiko

Delivery Director at SPD Technology

“Probably, one of the biggest achievements for this client is developing an entirely new direct-to-merchant, Poynt Processing all-in-one omnicommerce payment solution in 5 months. In the first 10 months following the launch of Poynt Processing, the number of active merchants exceeded 200, and relatively soon the number increased to thousands.”

Project: BlackHawk Network

BlackHawk Network Inc. (BHN), is a U.S.-headquartered, globally leading provider of branded payment technology solutions, including services like issuing prepaid gift cards, digital payment solutions, rewards programs, and financial technology solutions. This E-commerce development leader employs around 4,000 people and serves 28 countries. BHN has thousands of clients and partners, including such market leaders and iconic brands as Kroger, Simon, Disney, Staples, iTunes, BestBuy, Target, and eBay.

Oleksandr Boiko

Delivery Director at SPD Technology

“We have been working with this client for over 7 years, and currently have nearly 80 experts dedicated to this client in total, providing advanced E-commerce development services including enterprise-grade consolidated platform development, data migration, and reconciliation, as well as introducing microservices architecture. As a part of our collaboration with BHN, we also developed an Aggregated Merchant Portal (AMP), which now aggregates more than 8000 businesses in the US and a powerful Merchant Settlement Platform.”

Project: PitchBook

PitchBook is a leading financial data provider that covers global venture capital, private equity, and public markets. SPD Technology joined this client over 15 years ago, as software developers for the flagship product – PitchBook Platform. During our partnership, we have grown from a small software development team to a primary full-cycle technology provider and business partner, offering over 200 dedicated experts to this project.

We deliver sophisticated custom software development expertise, as well as our Artificial Intelligence and Machine Learning proficiency for the products including:

• PitchBook Platform
• PitchBook Mobile (iOS, Android)
• PitchBook Excel Plugin
• PitchBook API
• PitchBook Data Feeds
• CRM Integration
• Chrome Extension
• PitchBook’s Marketing Website. 

GoodCore Software

• Location: London, United Kingdom
• Number of employees: 50 – 249
• Pricing: $25 – $49/hr
• Founded: 2005
• Clients: The Securities Commission of Malaysia
• Clutch Rating: 5.0

GoodCore Software is a financial software development company. GoodCore Software designs, develops and implements solutions across financial institutions and organizations. The company succeeds in offering such comprehensive services as mobile and internet banking applications, custom CRM systems, and corporate portals. The company also provides regulatory compliance monitoring software, bank branch tracking, and internal communication systems as its key software solutions.

Project:

The company developed software to automate processes of unlisted capital market investment products. For many years, wholesale funds, private debt securities, and structured products were managed via Excel sheets and other documentation.

The main challenge for the company was to adapt respective financial calculations, industry rules, and operational needs in an application. The team managed to build robust bespoke software that allows smooth flow and fast operations.

Transparity (formerly Ballard Chalmers)

• Location: London, United Kingdom
• Number of employees: 250 – 999
• Pricing: $150 – $199/hr
• Founded: 2015
• Clients: Ipes, Lighthouse Group, Square Marble Technology
• Clutch Rating: 4.7

Ballard Chalmers (now part of Transparity) is a custom software development company. It holds many years of expertise in enterprise applications on the Microsoft Platform. The company delivers high-quality products in the niche market.

Project:

Ipes is an independent private equity fund services provider that decided to invest in the development of its own platform – CapitalTracker. It aims at providing significant advantages to clients and internal operations.

Ballard Chalmers designed the system with an architecture design and implementation on the Microsoft Application Platform. The team developed the first entirely web-based system in the field. It had an app-based architecture that allowed customizing views of data in real time to every user.

Miquido

• Location: Kraków, Poland
• Number of employees: 50 – 249
• Pricing: $50 – $99/hr
• Founded: 2011
• Clients: TUI, BNP Paribas, Herbalife Nutrition, Skyscanner
• Clutch Rating: 4.8

Miquido is a software development company. The company solves business challenges by applying the latest technology and data-driven research. It offers complex solutions for mobile app development, web development, strategy, and product design. Among the core technologies they use are Artificial Intelligence, Machine Learning, Data Science, and Computer Vision.

Project:

Miquido is known for developing several systems for cloud banking solutions, including web and mobile internet banking, custom AI solutions for credit scoring, cloud core banking, and agency banking. In addition, the company used Machine Learning technology to build an automated scoring engine to process loan applications faster.

Softjourn

• Location: Wrocław, Poland
• Number of employees: 250 – 999
• Pricing: $50 – $99/hr
• Founded: 2001
• Clients: PEX, Tacit, Viamericas
• Clutch Rating: 4.8

Softjourn is a full-cycle software development company focused on fintech, cards and payments. It works with payment processors, banks, transaction acquirers and prepaid card issuers, building payment processing systems, prepaid card platforms, money transfer software and expense management tools. Its payments practice covers PCI DSS-compliant development, and several of its fintech client partnerships, including PEX and Tacit, have lasted more than ten years. Development teams are based in Ukraine, Poland and Brazil.

Project:

Relying on their web development services expertise, Softjourn developed a customizable prepaid card platform for an expense management company. The client wanted more control over where and under which conditions each prepaid card could be used, so the team built rules and card customization functionality with dynamic spending controls that enforce corporate policies. The platform was built with Django on the back end and Vue.js on the front end, and the team made it platform-agnostic so the client’s users could manage corporate expenses and card issuance more easily.

Vention

• Location: New York, NY, USA
• Number of employees: 1,000 – 9,999
• Pricing: $50 – $99/hr
• Founded: 2002
• Clients: Coca-Cola, PayPal, Vimeo, IBM
• Clutch Rating: 5.0

Vention has 20+ years of experience in providing custom software development services for technological enterprises, successful startups, and AI-empowered companies worldwide. The company claims to have over 500 award-winning clients with $600,000+ annual savings on average, due to the partnership with a company.

Clients are highly satisfied with the quality of Web and mobile app development, QA, Cloud & DevOps, AR/VR, and AI development, as well as the ability of the software development company to keep pace throughout all planned sprints. Vention has a strong team of engineers across the globe with dedication and technical skill sets acknowledged by the clients.

Project:

Vention’s mobile engineers joined StoneX’s in-house team to build native iOS and Android applications for the Forex.com brand, entrusted to make all crucial architecture and tool choices as well as execute them. As a result, StoneX is now able to serve more than 330,000 active retail accounts across 180 countries.

ScienceSoft

• Location: McKinney, TX, USA
• Number of employees: 250 – 999
• Pricing: $50 – $99/hr
• Founded: 1989
• Clients: Royal Bank of Canada, City First Bank, Unibank
• Clutch Rating: 4.8

ScienceSoft is an IT consulting and software development company with a dedicated financial services practice serving banks, lenders, investment firms and insurers. The company builds online banking platforms, mobile payment systems, fraud detection, risk management and trading automation solutions, and its delivery processes are certified to ISO 9001 and ISO/IEC 27001. In 2024, FinTech Futures recognized ScienceSoft in the Web and Mobile Banking Software Development category of its Banking Tech Awards.

Project: 

Drawing on its mobile app development services expertise, ScienceSoft designed and developed native iOS and Android banking apps for Unibank, a private bank. Because of strict banking regulations, security was one of the client’s main concerns throughout the project. The apps give customers remote access to banking functionality through an individualized dashboard and widgets. After launch, ScienceSoft continued to modernize the apps with new features, including adding cards from other banks and a loyalty program with step tracking.

Theodo

• Location: London, United Kingdom
• Number of employees: 250 – 999
• Pricing: n/a
• Founded: 2009
• Clients: BNP Paribas, Société Générale, Cleo
• Clutch Rating: 4.7

Theodo provides web, mobile, and software development services. The company states that its mission is to change the way its clients work and help them deliver greater value to their markets through designing and building web, data & mobile applications. Additionally, Theodo offers digital transformation services, as well as generative AI and cloud development services.

Project:

Theodo joined forces with a well-known company, Cleo, and improved the current features of their mobile apps, as Cleo wanted to move away from the technical constraints of Facebook. Therefore, Theodo built a stand-alone mobile application that allowed Cleo to grow. As a result, the company increased the number of new users across the App Store and Play Store, significantly improving business outcomes and achieving the goals of the project.

Tremend Software Consulting

• Location: Bucharest, Romania
• Number of employees: 50 – 249
• Pricing: $25 – $49/hr
• Founded: 2005
• Clients: ING, FirstBank, Raiffeisen Bank, Vodafone
• Clutch Rating: 4.8

Tremend Software Consulting, a development company with offices in Europe and the US, offers advanced software engineering solutions and integrates robust systems for companies around the globe. The company is client-oriented and stays in touch with clients at every stage of project development, demonstrating deep involvement in the operations of each client.

Project: 

Tremend showcased its mobile app development expertise, as it integrated Apple Pay Wallet enrollment, InAppProvisioning, and Google Pay Push Provisioning for fast online transactions and payment processing. The client also requested several brand-new features to develop within the mobile applications to resend PIN, renew a card, or suspend any account in case of any malicious actions or fraudulent attempts. As a result, users’ private data becomes better protected, elevating the overall level of security for the client.

One Beyond

• Location: Farnborough, United Kingdom
• Number of employees: 250 – 999
• Pricing: $50 – $99/hr
• Founded: 1994
• Clients: Thornbridge, Augustus Martin
• Clutch Rating: 4.8

One Beyond is a custom software development company that provides Fintech software engineering and builds intuitive, cost-effective solutions for intelligent automation. The company pays close attention to their custom software proficiency, as they put in additional effort to ensure effective coding and smooth work of their software.

Project:

One Beyond developed a comprehensive regulatory reporting portal for appointed representatives for Thornbridge entirely from scratch. The company used technologies including ASP.NET Core, with SQL Server at the back end and unobtrusive JavaScript (uJS) at the front end. The portal is available across multiple devices so that users can complete different operations in just a few clicks. This solution empowers Thornbridge by offering a seamless and efficient user experience, and reduced time and effort for key tasks, as well as increased productivity and additional cost savings.