Creating secure, swift, and stylish mobile apps powered by our 18+ years of Fintech experience.
SPD Technology is a mobile payment app development company with exceptional expertise in developing high-load payment solutions capable of handling a 26 million customer base and over $1 billion in transaction volumes.
We can create a mobile payment app that caters to the diverse needs of the business and audiences. Our mobile payment app development competencies include but aren’t limited to:
We would be glad to develop a wide range of advanced, future-ready mobile payment solutions tailored to your business needs.
This solution streamlines transactions and serves as a secure and convenient way to store payment information, conduct online purchases, and even complete in-store transactions using the most common mobile devices.
Facilitate seamless P2P and P2B transactions, benefiting from our user-friendly solutions for individuals and businesses to transfer funds, make payments, and manage financial transactions effortlessly.
Our solutions elevate the banking experience and empower users to check account balances, transfer funds, pay bills, and access banking services on the go, delivering a comprehensive financial management solution.
Your smartphones and tablets can become full-fledged POS devices, powering up in-person transactions. This versatile solution accepts payments anywhere, manages inventory, and enhances customer interactions.
Benefit from enhanced flexibility in payment processing and accept payments through various channels, including phone orders and online transactions, receiving a versatile solution for remote payment acceptance.
Contactless payments can improve your processes and enable secure transactions by simply tapping mobile devices. Significantly enhance convenience and speed at the point of sale with this cutting-edge solution.
Our skilled team leverages cutting-edge technologies to craft scalable and user-friendly subscription billing apps that seamlessly manage subscription plans, automate recurring payments, and provide a streamlined user experience.
Invoicing processes will become much more effective with the ability to create, send, and track invoices on the go. With a mobile invoice app, you can dramatically improve cash flow and reduce administrative overhead.
In-store mobile payment apps are integral to shopping experience transformation, enabling customers to make quick and secure payments using their mobile devices, as well as boosting their engagement and loyalty to your brand.
Reap the benefits of bank transfers and electronic payments, having a secure and efficient solution for businesses and individuals to move funds electronically, reducing processing times and transactional costs.
A reliable and cost-effective solution for making and receiving payments across different currencies, tax policies, regulations, and regions, ensuring a smooth cross-border financial experience.
We invest our 19+ years of comprehensive cross-industrial expertise and experience in building intuitive mobile payment apps that elevate user experience.
Industry market leaders like BlackHawk Network and Poynt trust us with developing complex Fintech solutions with 99.9% availability of the service, capable of handling billions of U.S. dollars in transactions.
Our vetted experts, with 5–10 years of mobile development experience, skillfully balance emerging technologies with reliable Java and Swift to craft innovative and high-performing mobile payment apps.
Proven practices of UI/UX design at your service, including user testing, feedback loops, and iterative design processes. Our mobile payment developers are aware of the latest trends and adapting designs to match evolving expectations.
Adherence to industry regulations and legal standards is our priority, which includes compliance with data protection laws, PCI DSS, and others. The security measures are embedded in the development process.
Leveraging encryption to protect sensitive data, transaction details, personal information, and payment credentials. Our apps use advanced encryption algorithms to secure data both in transit and at rest.
SPD Technology designs and develops transformative software solutions that drive innovation, new revenue streams, and market leadership.
Industry: Pet Tech 
Country: Israel 
Team Size: 2 Industry: Cultural Activities Country: the USA Team Size: 9 Industry: Biotechnology & Healthcare Country: the USA Team Size: 9 Industry Recognition
At SPD Technology, we craft innovative mobile payment solutions designed to boost your digital presence and user engagement.
Our achievements include a native Android app for a lending industry leader in Africa, that allows customers to pay for the services on the go, and integrated it with a third-party service Samsung KNOX, and three local payment systems.
We developed an iOS mobile app for Seattle landmark Space Needle, with integration into the internal system that sells tickets, which we also overhauled. Our solution allowed the client to cooperate with other ticket sellers in the Travel industry.
During 10+ years of partnership between SPD Technology and Mogami, we built three different iterations of cross-platform personal finance apps through progressively different stacks, with the latest being developed on React Native.
Fabrice Forget
Chief Product Officer, PitchBook
We feel very lucky to have found SPD Technology as our partner. Over the last 10 years, they have totally surpassed our expectations, and day after day we have received incredible value from the team. Here is the secret sauce, just put together your best ideas in your requirements and there is nothing they can’t do!
Harnessing the latest technologies, our mobile payment app development services skillfully craft secure and efficient solutions tailored to your business needs.
Expo 
Flutter 
Java 
Java 8 
Kotlin 
Nest JS 
React Native 
Swift Providing seamless mobile app payment integration across all platforms that your business may require to achieve maximum versatility.
We can seamlessly integrate popular payment gateways and build a custom one, ensuring a secure and reliable channel for processing online transactions.
Robust payment processing systems integration facilitates smooth and efficient digital payments, providing seamless user and customer experiences.
Our mobile development team supports you with billing and invoicing software integration to automate financial processes and improve accounting.
5+ years of experience developing custom POS software for a revolutionary all-in-one commerce solution is a great starting point for your mobile payment solution.
SPD Technology has major experience integrating solutions with third-party products, as well as our own custom risk management software that reduces fraud up to 8x.
With this feature, we broaden the available payment options and enhance accessibility, especially in regions with limited internet connectivity.
To share their experiences
Alex Samano
Co-Founder & CEO, Mogami App
SPD Technology has done a great job of maintaining the lifeblood of their codes. They’re transparent with pricing models and deliver within budget. Their dedicated teams act as an extension of the partner’s company. Responsibility and a commitment long-term partnership are two hallmarks of their work.
Fabrice Forget
Chief Product Officer, PitchBook
We feel very lucky to have found SPD Technology as our partner. Over the last 10 years, they have totally surpassed our expectations, and day after day we have received incredible value from the team. Here is the secret sauce, just put together your best ideas in your requirements and there is nothing they can’t do!
John Gabbert
Founder and CEO PitchBook Data
Customers are king at PitchBook and SPD Technology shares in this mission. For the last 13 years, SPD Technology has helped us scale product development and continuously deliver the product functionality our clients need to make smarter decisions.
Prasad Sridhar
Senior Engineering Manager E-comerce Solutions Company
SPD Technology’s work has been praised by the client for their consistency and high quality. Their communicative, responsive, and flexible project management ensures a positive collaboration. Ultimately, their professionalism and forward-thinking are impressive.
Shariq Ahmad
Head of Technology, Morningstar, Inc
All of their developers and technology staff are highly talented and very professional. Working with SPD felt like we were working with internal team. They are always accessible any time of the day and very flexible in providing support to our users who are globally distreibuted.
Steve Carner
Founder CEO, Home Hub
The team at SPD Technology exceeds expectations. Their professional communication style makes them stand out, They’re a skilled group of detailed-oriented workers. Customers can expect a team that provides helpful suggestions to better their clients.
Delivering the next generation of mobile payment apps for our clients: startups, innovative market leaders, and Fortune 500 companies.
From ideation and design to coding, testing, and maintenance, we craft mobile payment solutions for our clients. You are welcome to leverage our extensive expertise to feature-rich mobile payment software that aligns with unique requirements.
Our mobile development teams are also proficient in redesigning the UI/UX for existing mobile apps, incorporating intuitive navigation, visually appealing interfaces, and responsive design to improve usability and engage users more effectively.
If you feel like the back-end architecture of your mobile payment app has to be enhanced, opt for our technical mastery in updating legacy mobile software, ensuring scalability, improving security and providing seamless integration with front-end components.
Your mobile payment app will benefit from integration with various platforms and third-party solutions such as accounting software, CRM, POS systems, and other solutions. We, at SPD Technology, would be glad to help you with this task.
Revolutionizing businesses with our mobile payment app development services and remaining trusted partners to our clients for 5+ years on average.
The highest quality of mobile payment apps is our commitment, as we conduct rigorous testing, adhere to the latest technological industry standards, and have a comprehensive quality assurance process.
Project managers from SPD Technology always maintain a transparent and open line of communication throughout the mobile payment application development process, providing updates, and ensuring a collaborative approach.
Controlling the delivery timeline is our responsibility, as we are leveraging proven project management strategies, methodologies, and efficient workflows for our clients to have visibility into the mobile payment app development process.
Before the start of the development process, we accurately estimate the necessary resources to provide transparent and predictable development costs for our clients, committing to delivering top value within budget constraints.
Our company always emphasizes on implementation of robust security measures, non-disclosure agreements, and legal frameworks to safeguard the client’s proprietary information, ensuring confidentiality and protecting their investment.
By Independent Organizations
Confirmed by Oracle certification, our company provides top-notch tech expertise in building and delivering cutting-edge database and cloud-based apps.
IIBA Certification signifies our proficiency in business analysis, ensuring a deep understanding of client needs and industry requirements.rn
With AWS Certification, we guarantee top-tier cloud expertise, enabling us to architect robust, scalable, and secure solutions.
Trusting your project development to us, you can rely on our project management excellence, meticulous planning, and efficient resource utilization. rn
Our Scrum Alliance Certification demonstrates our dedication to agile methodologies, fostering collaboration and iterative development.rn
Backed by Scrum.org Certification, our development team leverages the best principles of Scrum to build superior and iterative software solutions.
Our software product development services are flexibly designed to support your business at every step of the digital transformation journey.
For the companies in the beginning of their digital transformation and software product development path, this engagement model provides a smart solution, allowing for tapping into lacking expertise while preserving collaboration agility.
Delivered by a dedicated tech team, our software product development services arise as a wise option to build medium to large-scale technology solutions, precisely aligned with your business vision at a complete team commitment to your project.
From initial concept to final deployment, our outsourced software development services cover end-to-end technology and infrastructure support, enabling your business to prioritize core operational processes.
From our blog
Answering your most common questions about mobile payment application development.
Essential mobile payment app features are biometric authentication, tokenized card storage, NFC and QR payments, instant P2P transfers, multi-currency wallets, real-time fraud analytics, spending insights, in-app support, and robust compliance. Seasoned finance app developers integrate these capabilities securely and scalably, ensuring seamless user experiences across iOS, Android, and web platforms.
Robust mobile payment app development safeguards data through:
Additional security measures in payment application development services include continuous device fingerprinting, AI-driven anomaly detection, and real-time risk scoring block fraud. Regular penetration testing, PCI DSS compliance, and zero-trust architecture further harden infrastructure while educating users against phishing and spoofing.
Effective mobile payment software embeds automated KYC and AML pipelines at signup and during high-risk events. We integrate with a certified payment service provider that performs document verification, biometric checks, and global sanctions screening.
Rules-based monitoring, AI anomaly detection, and periodic reverification satisfy evolving compliance payment app requirements while maintaining frictionless user experience and regulatory compliance.
The timeframe for rolling out an MVP always depends on the requirements. Yet, we can say that with our streamlined mobile payment application development toolkit, an MVP takes 8-12 weeks on average. We reuse pre-built payment app platform components, such as PCI-compliant wallets, KYC modules, and SDKs for NFC/QR, to accelerate delivery.
Our payment app development services embed PCI DSS compliance from day one. We design the mobile payment solution with tokenized card data, encrypted transmissions, secure element storage, and role-based access. Quarterly ASV scans, annual penetration tests, documented SDLC, and continuous log monitoring keep the environment validated while minimizing audit scope through PCI-listed gateways.